- What Is AK-PC, Exactly?
- Who Administers the Exam and Why It Matters
- Exam Format: Two Tests, One Session, 105 Questions Each
- The Ten Domains Behind AK-PC
- Registration, Fees, and Eligibility Mechanics
- Passing Score and How Long Results Last
- After You Pass: Continuing Education and Renewal
- Who Actually Needs AK-PC and Who Hires For It
- Building a Domain-Aware Study Plan
- Frequently Asked Questions
- AK-PC refers to the Alaska Property & Casualty Insurance Producer Exam, administered by Pearson VUE for the Alaska Division of Insurance.
- Property and Casualty are two separate 105-question exams, each with 90 scored and 15 pretest items, in a 2-hour-15-minute limit.
- Both exams can be taken in one test-center visit for a single $89 fee; online exams must be booked separately.
- The Alaska-law domain is the largest content area on both exams at 33.3%, common to Life, Health, Property, Casualty, and Personal Lines.
What Is AK-PC, Exactly?
AK-PC stands for the Alaska Property & Casualty Insurance Producer Exam - the state licensing test that authorizes someone to sell, solicit, or negotiate property and casualty insurance products in Alaska. It is not a designation earned through a private certifying body or a national credentialing organization; it is a regulatory exam overseen by the Alaska Division of Insurance and delivered through the Pearson VUE testing network.
If you've seen "AK-PC" used elsewhere for something unrelated, that's a different credential entirely. On this site, and in this article, AK-PC means one thing only: the Alaska state insurance producer exam covering property and casualty lines. Everything below reflects that exam's actual structure, current as of the content outline effective March 3, 2025.
Who Administers the Exam and Why It Matters
The Alaska Division of Insurance sets the licensing requirements and the content outline; Pearson VUE handles scheduling, proctoring, and score reporting. This two-party structure matters for candidates because it affects where you register, how you pay, and what identification and rules apply on test day. It also means the content outline can be updated by the Division independently of Pearson VUE's testing logistics, so candidates should always confirm they're studying the current version - the one referenced throughout this article and in the AK-PC Exam Domains 2026: Complete Guide to All 10 Content Areas took effect March 3, 2025.
Because a state agency - not a private association - owns the content, there's no marketing department publishing glossy pass-rate infographics or salary surveys tied to the exam itself. Any numbers you see quoted for "AK-PC" that sound suspiciously precise (specific pass percentages, specific average salaries) should be treated with skepticism unless they're sourced from the Division of Insurance or Pearson VUE directly.
Exam Format: Two Tests, One Session, 105 Questions Each
AK-PC is really two closed-book, multiple-choice exams:
- Property exam - 105 total questions (90 scored, 15 unscored pretest items), 2 hours 15 minutes.
- Casualty exam - 105 total questions (90 scored, 15 unscored pretest items), 2 hours 15 minutes.
The pretest questions are mixed in with scored questions and are not identifiable during the test, which is one reason candidates shouldn't try to guess which items "don't count." Every question deserves the same attention, because you can't tell scored from unscored in real time.
Candidates who want a full Property & Casualty license can schedule both exams back-to-back in a single visit to a physical test center, covered by one $89 fee. If you'd rather test online from a remote location, note that online exams are booked as a separate process from the in-person combined session - plan your registration accordingly. For a deeper walkthrough of what to expect minute-by-minute, see How Hard Is the AK-PC Exam? Complete Difficulty Guide 2026.
Key Takeaway
If your goal is a full P&C license, book the combined in-person session - it's the only way to sit both exams under the single $89 fee described in Alaska's exam mechanics.
The Ten Domains Behind AK-PC
Because Property and Casualty are scored separately, each exam has its own set of five domains, and percentages are calculated within each exam based on its 90 scored questions - not across both exams combined. Understanding this domain split is the single most useful thing you can do before you start studying, and it's covered in full in AK-PC Exam Domains 2026: Complete Guide to All 10 Content Areas.
Property Exam Domains (1-5)
Domain 1: Types of Policies (24.4%)
The largest content slice within the Property exam. Candidates need working familiarity with the range of property policy forms and what each one is designed to cover.
- Distinguish between named-peril and open-peril structures
Domain 2: Insurance Terms and Related Concepts (16.7%)
Foundational vocabulary and concepts that underpin every policy discussion - the terminology layer that makes the rest of the exam readable.
- Know precise definitions, not just general familiarity
Domain 3: Policy Provisions and Contract Law (14.4%)
How a policy functions as a legal contract, including standard provisions and the rules that govern enforceability.
- Understand conditions, exclusions, and endorsements structurally
Domain 4: Alaska Laws, Rules and Regulations Common to Life, Health (Accident and Health), Property, Casualty and Personal Lines Insurance (33.3%)
The single largest domain on the Property exam and the mirror image of Domain 9 on the Casualty exam. This is Alaska-specific statutory and regulatory material that applies broadly across insurance lines.
- Prioritize this domain heavily - it carries more weight than any other
Domain 5: Alaska Laws, Rules, and Regulations Pertinent to Property Insurance Only (11.1%)
Narrower than Domain 4, focused specifically on property-line rules unique to Alaska.
- Don't confuse this with the broader common-law domain above
Casualty Exam Domains (6-10)
Domain 6: Types of Policies, Bonds, and Related Terms (25.6%)
The largest domain on the Casualty exam, covering casualty policy forms plus surety and fidelity bond concepts.
- Bonds are frequently under-studied - don't skip them
Domain 7: Insurance Terms and Related Concepts (16.7%)
Casualty-side vocabulary - liability, negligence, and related terminology essential to interpreting exam questions correctly.
Domain 8: Policy Provisions (13.3%)
Standard casualty policy provisions and how they interact with claims and coverage triggers.
Domain 9: Alaska Laws, Rules and Regulations Common to Life, Health (Accident and Health), Property, Casualty and Personal Lines Insurance (33.3%)
Identical weight and identical subject matter to Domain 4 on the Property exam - this common Alaska-law material is tested on both exams and is the biggest single content area on each.
Domain 10: Alaska Laws, Rules, and Regulations Pertinent to Casualty Insurance Only (11.1%)
The casualty-specific counterpart to Domain 5, covering rules unique to casualty lines in Alaska.
| Exam | Largest Domain | Weight | Smallest Domain | Weight |
|---|---|---|---|---|
| Property | Domain 4 - Common Alaska Law | 33.3% | Domain 5 - Property-Only Alaska Law | 11.1% |
| Casualty | Domain 9 - Common Alaska Law | 33.3% | Domain 10 - Casualty-Only Alaska Law | 11.1% |
Registration, Fees, and Eligibility Mechanics
Before you can sit for AK-PC, you need to meet Alaska's baseline eligibility criteria:
- Be at least 18 years old
- Reside in Alaska
- Demonstrate trustworthiness and competence per state licensing standards
On the fee side, the mechanics are straightforward but worth double-checking before you book: a single $89 fee covers both the Property and Casualty exams when taken together at a physical test center in one session. If you're testing online instead, that booking process is handled separately from the in-person combined option, so factor scheduling and fee timing into your plan. For the full cost picture, including any state licensing fees layered on top of the exam fee itself, see AK-PC Certification Cost 2026: Complete Pricing Breakdown. A step-by-step look at eligibility documentation and residency proof is available in AK-PC Requirements 2026: Eligibility, Prerequisites & How to Qualify, and current scheduling windows are covered in AK-PC Exam Dates 2026: Testing Windows, Deadlines & Scheduling.
Passing Score and How Long Results Last
Both the Property and Casualty exams use a scaled score, and a 70 is the passing threshold on each. Because the exams are scored separately, you need a passing scaled score on each exam individually if you're pursuing the full P&C license - passing one doesn't offset a weaker performance on the other.
Once you pass, your exam results remain valid for one year. That window matters if you're coordinating exam completion with license application paperwork, background checks, or an employer's onboarding timeline - don't let a passed exam expire while other paperwork is still in progress. For a granular breakdown of how scaled scoring works and what it means for how many questions you can miss, read AK-PC Passing Score 2026: Exactly What You Need to Pass.
Key Takeaway
Treat the one-year validity window as a real deadline - schedule your license application soon after passing rather than letting passed results sit unused.
After You Pass: Continuing Education and Renewal
Passing AK-PC and receiving your producer license isn't the end of the compliance story. Alaska resident producers complete a two-year license period, after which 24 continuing-education hours are required, including 3 ethics hours within that total. This CE requirement is separate from - and comes after - the initial licensing exam, so it's worth planning for early rather than scrambling near renewal.
Understanding this lifecycle also helps frame why the exam content itself leans so heavily on Alaska-specific law: regulators want producers who stay current on state rules well beyond the initial test, which is why the common-law domains (4 and 9) carry so much weight from day one.
Who Actually Needs AK-PC and Who Hires For It
Anyone who intends to sell, solicit, or negotiate property or casualty insurance products within Alaska needs to pass the relevant AK-PC exam(s) as part of obtaining a resident producer license. In practice, this includes candidates pursuing roles with:
- Independent insurance agencies writing homeowners, commercial property, auto, and general liability business
- Captive or direct-writer insurance companies with Alaska-licensed sales staff
- Insurance brokerages that place property and casualty risk for Alaska-based clients or businesses
Because this is a state licensing exam rather than a voluntary professional certification, most employers in the insurance distribution channel treat it as a baseline requirement rather than a differentiator - but it's still the gate you must pass through before writing business legally in the state. If you're weighing whether pursuing licensure fits your career plans, Is the AK-PC Certification Worth It? Complete ROI Analysis 2026 and AK-PC Salary Guide 2026: Complete Earnings Analysis dig into the practical tradeoffs, and AK-PC Jobs looks at where licensed producers typically find openings.
Building a Domain-Aware Study Plan
Generic study advice - flashcards, timed drills, spaced review - only helps if it's pointed at the right targets. Given that Domains 4 and 9 each carry 33.3% of their respective exams, any AK-PC study plan should allocate proportionally more review time to Alaska's common insurance law than to any single policy-type domain, even though policy types (Domains 1 and 6) are individually substantial too.
Foundations and Terminology
- Work through Domain 2 and Domain 7 vocabulary - insurance terms and related concepts - since precise definitions underpin every later question
Alaska Common Law (Domains 4 & 9)
- Dedicate the most hours here given the 33.3% weight on both exams; this is the highest-return study block in the entire plan
Policy Types and Provisions
- Cover Domain 1 (Types of Policies) and Domain 3 (Provisions and Contract Law) for Property, then the Casualty parallels in Domains 6 and 8
Line-Specific Alaska Rules and Full Review
- Finish with Domain 5 and Domain 10 - the narrower, line-specific Alaska regulations - then run full-length practice sessions under the 2-hour-15-minute time limit
For a more detailed week-by-week breakdown tailored to test-day logistics, see the AK-PC Study Guide 2026: How to Pass on Your First Attempt. And when you're ready for quick, high-density review in the final days before your appointment, the AK-PC Cheat Sheet 2026: One-Page Review of Must-Know Facts condenses the domain weights and key definitions into a single reference. You can also run full practice sessions on the practice test platform to get comfortable with the multiple-choice format and pacing before exam day.
If terminology around the exam name itself is confusing - some candidates search variations before finding the right explanation - related explainer pages like AK-PC Meaning, What Does AK-PC Stand For?, and What Is A AK-PC? cover the same core facts from different angles. For a broader look at the credential and licensing pathway as a whole, see AK-PC Certification and AK-PC Training, and if you want a companion piece to this exact article, What Is AK-PC Certification? approaches the definition question from the licensing side rather than the exam-content side.
Frequently Asked Questions
It's two separate exams - Property and Casualty - each with its own 105 questions (90 scored, 15 pretest) and its own 2-hour-15-minute time limit. Both can be scheduled together at a physical test center for one $89 fee.
A scaled score of 70 passes each exam. Since Property and Casualty are scored independently, you need to hit 70 on each one if you're pursuing the full P&C license.
Domain 4 on the Property exam and Domain 9 on the Casualty exam - both covering Alaska laws, rules, and regulations common to Life, Health, Property, Casualty, and Personal Lines insurance - carry the largest weight at 33.3% each.
Passing results remain valid for one year from the test date, so it's wise to complete your license application soon after passing rather than letting that window lapse.
Yes. After a full two-year license period, resident producers must complete 24 continuing-education hours, including 3 hours specifically in ethics.