- What the AK-PC Certification Actually Covers
- Who Administers the Exam
- Eligibility Requirements
- Exam Format and Question Style
- Property Exam Domains (1-5)
- Casualty Exam Domains (6-10)
- Registration, Fees, and Scheduling
- Scoring, Retakes, and Result Validity
- Keeping the License Active
- Who Hires AK-PC Licensed Producers
- Building a Domain-Aware Study Plan
- Frequently Asked Questions
- AK-PC is really two separate 105-question exams, Property and Casualty, each with a 2-hour-15-minute limit.
- Both exams can be taken in one Pearson VUE test-center visit for a single $89 fee.
- A scaled score of 70 passes each exam, and results stay valid for one year.
- Alaska-law content is the single largest domain on both exams, at 33.3% each.
What the AK-PC Certification Actually Covers
The AK-PC Certification - the Alaska Property & Casualty Insurance Producer Exam - is the state licensing test that determines whether a candidate can legally sell, solicit, or negotiate property and casualty insurance products in Alaska. Despite the single acronym, it is structured as two distinct closed-book, multiple-choice exams: one covering Property topics and one covering Casualty topics. Each exam is scored independently, and each carries its own 105-question, 2-hour-15-minute format.
If you're just getting oriented, it helps to first understand what AK-PC is and how the term is used across Alaska's insurance licensing process, or to review the plain-language breakdown in AK-PC Meaning. This article focuses specifically on what the certification tests, how it's structured, and what a candidate needs to know before scheduling test day.
Who Administers the Exam
The Alaska Division of Insurance owns the licensing requirement and content outline, while Pearson VUE handles exam administration and delivery. This split matters practically: content questions, exam eligibility, and license issuance are governed by the Division, while test-day logistics, scheduling, and the testing platform itself are managed through Pearson VUE.
The current content outline used to build both exams took effect March 3, 2025. If you want a full breakdown of every domain and how the outline maps to the questions you'll see, the AK-PC Exam Domains 2026: Complete Guide to All 10 Content Areas is the more detailed companion resource to this overview.
Eligibility Requirements
Before you can sit for either exam, Alaska requires that candidates:
- Be at least 18 years old
- Reside in Alaska
- Be considered trustworthy and competent to hold an insurance producer license
These are baseline conditions, not a comprehensive checklist - background, application steps, and documentation details are covered thoroughly in AK-PC Requirements 2026: Eligibility, Prerequisites & How to Qualify. Confirming eligibility early avoids wasted study time if a prerequisite issue needs to be resolved first.
Exam Format and Question Style
Both the Property exam and the Casualty exam share the same structural shape:
- 105 total multiple-choice questions per exam
- 90 of those questions are scored; 15 are unscored pretest items mixed in without being identified
- 2 hours and 15 minutes allotted per exam
- Closed-book - no reference materials, notes, or outside resources permitted at the workstation
Because pretest questions are indistinguishable from scored ones, every question should be treated as if it counts. There's no way to identify which of the 105 questions are the 15 unscored items, so skimming or guessing strategically on "extra" questions isn't a viable approach.
Key Takeaway
Pace yourself against 90 scored questions' worth of difficulty, but budget your full 2 hours 15 minutes across all 105 - you won't know which ones are pretest items until after the exam.
Property Exam Domains (1-5)
The Property exam's percentages are calculated within that exam's 90 scored questions. Here's how the five Property domains break down:
Domain 1: Types of Policies (24.4%)
The largest content-specific domain on the Property exam. Candidates need working familiarity with the structure and purpose of different property policy forms.
- Know how policy types differ in scope of coverage and intended use
Domain 2: Insurance Terms and Related Concepts (16.7%)
Foundational vocabulary and conceptual framework questions - the language that underlies every other domain.
- Precise terminology matters; many questions hinge on subtle wording distinctions
Domain 3: Policy Provisions and Contract Law (14.4%)
Covers how insurance contracts function legally, including standard provisions found across property policies.
- Understand how provisions affect claims and coverage interpretation
Domain 4: Alaska Laws, Rules and Regulations Common to Life, Health (Accident and Health), Property, Casualty and Personal Lines Insurance (33.3%)
The single largest domain on the entire Property exam. This is general Alaska insurance law that applies broadly across license lines, not just property-specific rules.
- Expect this domain to carry more weight than any single topic-specific domain
Domain 5: Alaska Laws, Rules, and Regulations Pertinent to Property Insurance Only (11.1%)
Narrower in scope than Domain 4, but still requires knowing Alaska-specific rules unique to property insurance transactions.
- Don't confuse this with Domain 4's broader common-law content
Casualty Exam Domains (6-10)
The Casualty exam mirrors the Property exam's structure, with its own five domains and percentages calculated from its own 90 scored questions.
Domain 6: Types of Policies, Bonds, and Related Terms (25.6%)
The largest content-specific domain on the Casualty exam, slightly heavier than its Property-exam counterpart because it also includes bonds.
- Bonds add a layer of content not present in the Property exam's Domain 1
Domain 7: Insurance Terms and Related Concepts (16.7%)
Same weighting as the Property exam's terminology domain - casualty-specific vocabulary and concepts.
- Terminology can overlap with Property exam concepts but applies in a casualty context
Domain 8: Policy Provisions (13.3%)
Slightly lighter than the Property exam's Domain 3, and doesn't carry the "Contract Law" framing - focused more narrowly on provisions themselves.
- Know standard casualty policy provisions and how they're applied
Domain 9: Alaska Laws, Rules and Regulations Common to Life, Health (Accident and Health), Property, Casualty and Personal Lines Insurance (33.3%)
Identical in weight and scope to Domain 4 on the Property exam - this is the shared Alaska-law domain, and it's the largest on both exams.
- Mastering this domain once benefits performance on both exams
Domain 10: Alaska Laws, Rules, and Regulations Pertinent to Casualty Insurance Only (11.1%)
The casualty-specific counterpart to Domain 5 - narrower rules unique to casualty transactions in Alaska.
- Keep this distinct from the broader common-law content in Domain 9
Registration, Fees, and Scheduling
Test-center candidates can register to take both the Property and Casualty exams in one physical visit for a single $89 fee. This is a distinct advantage of in-person testing versus online exam delivery, which must be booked separately and doesn't combine the two exams into one session.
Before you register, confirm your testing window and any deadlines tied to your application. The AK-PC Exam Dates 2026: Testing Windows, Deadlines & Scheduling guide walks through the scheduling mechanics in more detail, and a full pricing breakdown - including how the combined fee compares to testing the exams separately - is covered in AK-PC Certification Cost 2026: Complete Pricing Breakdown.
Scoring, Retakes, and Result Validity
Each exam uses a scaled scoring system, and a scaled score of 70 is required to pass. Property and Casualty are scored independently - passing one does not affect the other, and you can pass one while needing to retake the other.
Exam results remain valid for one year. If you're relying on a passing score to complete licensing paperwork, keep that one-year window in mind so your results don't lapse before the application process finishes.
For a deeper look at exactly how the scaled score works and what raw performance typically translates to a passing result, see AK-PC Passing Score 2026: Exactly What You Need to Pass. If you want context on how challenging the exam tends to be for candidates overall, How Hard Is the AK-PC Exam? Complete Difficulty Guide 2026 and AK-PC Pass Rate 2026: What the Data Shows are useful companion reads.
Keeping the License Active
Passing the exam is only the entry point. Once licensed, resident producers must complete 24 continuing-education hours after each full two-year license period, and 3 of those hours must specifically cover ethics. This requirement applies on an ongoing basis for the life of the license, not just at initial issuance.
Building CE planning into your post-licensing routine early avoids a scramble near renewal deadlines, especially since ethics hours are a fixed, non-negotiable portion of the requirement.
Who Hires AK-PC Licensed Producers
Holding an active Property and Casualty producer license in Alaska opens doors with independent insurance agencies, captive carrier agencies, brokerage firms, and standalone producers who need to sell homeowners, commercial property, auto, general liability, and bonding products under Alaska law. Because the license covers both Property and Casualty lines, it's broader than a single-line license and tends to be attractive to employers who want producers capable of writing a wider range of policies without needing separate credentials.
If you're evaluating whether pursuing this license fits your career goals, Is the AK-PC Certification Worth It? Complete ROI Analysis 2026 and AK-PC Salary Guide 2026: Complete Earnings Analysis go deeper into the employment and earnings picture. For a sense of what active job postings actually look for, AK-PC Jobs is worth a look before you start studying.
Building a Domain-Aware Study Plan
Because both exams share an identical structure and a heavily-weighted common-law domain, the most efficient path is to study the shared Alaska-law content (Domain 4 / Domain 9) first, since it pays off across both exams simultaneously. From there, work through each exam's largest content-specific domain - Types of Policies for Property, Types of Policies, Bonds, and Related Terms for Casualty - before moving to the smaller provisions and terminology domains.
Shared Alaska Law
- Master the common-law content tested identically on both exams (Domain 4 / Domain 9)
- Review trustworthiness and licensing eligibility rules that inform this content
Property-Specific Content
- Domain 1: Types of Policies
- Domain 5: Property-only Alaska rules
Casualty-Specific Content
- Domain 6: Types of Policies, Bonds, and Related Terms
- Domain 10: Casualty-only Alaska rules
Terms, Provisions, and Practice Sessions
- Domains 2/7 (Insurance Terms) and Domains 3/8 (Policy Provisions)
- Full-length timed practice runs at the practice test platform to simulate the 2-hour-15-minute limit on each exam
Short, spaced review sessions tend to work better than long cram blocks for retaining terminology across two related but distinct exams. Running timed drills through our practice tests before test day helps you get comfortable pacing 105 questions - including the 15 unscored items you won't be able to identify - within the 2-hour-15-minute window.
| Attribute | Property Exam | Casualty Exam |
|---|---|---|
| Total Questions | 105 (90 scored, 15 pretest) | 105 (90 scored, 15 pretest) |
| Time Limit | 2 hours 15 minutes | 2 hours 15 minutes |
| Largest Domain | Domain 4: Common Alaska Law (33.3%) | Domain 9: Common Alaska Law (33.3%) |
| Passing Score | Scaled score of 70 | Scaled score of 70 |
| Result Validity | 1 year | 1 year |
Frequently Asked Questions
It's two separate exams - Property and Casualty - each with 105 questions and its own 2-hour-15-minute time limit. They can be taken together in one test-center session for a combined $89 fee.
A scaled score of 70 is required to pass each exam. Property and Casualty are scored independently of each other.
Exam results remain valid for one year from the date you take the exam.
The common Alaska law domain (Domain 4 on Property, Domain 9 on Casualty) is the largest on both exams at 33.3% and applies broadly across insurance lines, making it the highest-leverage area to study first.
Yes. After a full two-year license period, resident producers must complete 24 continuing-education hours, including 3 hours of ethics, to keep the license active.