AK-PC Passing Score 2026: Exactly What You Need to Pass

What "70 to Pass" Actually Means

If you're preparing for the Alaska Property & Casualty Insurance Producer Exam (AK-PC), the number that matters most is 70. That's the scaled score the Alaska Division of Insurance requires on both the Property exam and the Casualty exam, since they are administered as two separate closed-book, multiple-choice tests through Pearson VUE. A scaled score isn't the same as "70% of questions correct" - it's a converted score built from the 90 scored items on your exam, adjusted so that every version of the test is equally difficult to pass. You won't see a raw percentage on your score report; you'll see whether you cleared the 70 threshold.

This distinction trips up a lot of first-time candidates who assume they need to answer roughly 63 of 90 scored questions correctly (70%) and stop worrying once they've mentally hit that number. In practice, because scaling accounts for item difficulty, you should treat 70 as a target built from broad domain mastery rather than a simple correct-answer tally. For a full breakdown of how the exam is structured content-wise, see our AK-PC Exam Domains 2026: Complete Guide to All 10 Content Areas.

How Pearson VUE Scores Your AK-PC Exam

Each AK-PC exam - Property and Casualty - contains 105 total questions, but only 90 of them count toward your scaled score. The remaining 15 are unscored pretest questions that Pearson VUE and the Division of Insurance use to evaluate future exam content. You won't know which 15 are pretest items, so the only reasonable strategy is to treat every question on the screen as if it counts. You have 2 hours and 15 minutes to complete each exam, which averages out to a little under a minute and a half per question - workable if you know the material, tight if you're second-guessing definitions.

Because the passing score is scaled rather than a flat percentage, the practical implication is this: strong performance across all ten domains, not just the ones you find easiest, is what pushes your scaled score over 70. Candidates who ace policy types but stumble on Alaska-specific law provisions often land just under the line, because the law-heavy domains carry outsized weight on both exams. If you want a sense of how test-takers generally experience the pacing and difficulty of this exam, our How Hard Is the AK-PC Exam? Complete Difficulty Guide 2026 article walks through that in more depth.

Domain Weights That Decide Your Passing Score

The AK-PC content outline, effective March 3, 2025, splits the exam into ten domains - five for Property, five for Casualty - and each domain's percentage is calculated from that exam's 90 scored questions, not the full 105. Understanding these weights is the single most efficient way to plan your prep, because a few domains carry a disproportionate share of the scaled score.

Notice the pattern: on both exams, the "common" Alaska law domain (Domain 4 on Property, Domain 9 on Casualty) is worth exactly 33.3% - a full third of your scaled score on each exam. No other single domain comes close. If you're deciding where to spend an extra study session this week, that domain is almost always the right answer. We cover the content inside each domain in detail in the AK-PC Exam Domains 2026 guide, and our AK-PC Cheat Sheet 2026 condenses the highest-yield facts from that domain onto a single page for quick review.

Property vs. Casualty: Passing Score Mechanics Compared

Because Property and Casualty are scored independently, passing one has no bearing on the other - you need a 70 scaled score on each. The table below lines up the two exams side by side.

The structural symmetry is intentional and useful: once you've internalized how Alaska law questions are framed for Domain 4, that same reasoning largely transfers to Domain 9. Candidates who prep for both exams together, rather than treating them as unrelated tests, often find the second exam's law domain feels familiar by the time they sit for it.

Registration, Fees, and What They Mean for Retakes

Candidates must be at least 18 years old, reside in Alaska, and meet the state's trustworthy-and-competent standard to sit for the AK-PC. Both Property and Casualty can be scheduled in the same visit to a physical Pearson VUE test center for a single $89 fee covering both exams; online-proctored exams, by contrast, must be booked and paid for separately. That combined in-person option is worth understanding before you register, because it affects how you budget both your money and your prep time - a full cost breakdown lives in our AK-PC Certification Cost 2026: Complete Pricing Breakdown article, and scheduling logistics are covered in AK-PC Exam Dates 2026: Testing Windows, Deadlines & Scheduling.

If you're still confirming you meet the baseline eligibility criteria before locking in a test date, our AK-PC Requirements 2026 page details the residency, age, and character requirements in full.

If You Fall Short of 70

Falling under the scaled score of 70 on either exam means you haven't cleared that specific exam - Property and Casualty results are independent, so a miss on one doesn't affect a pass on the other. Because passing results stay valid for only one year, candidates who pass one exam but need multiple attempts at the other should keep an eye on that clock; you don't want a valid Property pass to expire while you're still working toward a Casualty pass.

A near-miss score is usually a domain-distribution problem rather than a knowledge-volume problem. If you scored close to 70 but not over it, revisit your practice results by domain rather than overall percentage - a shortfall concentrated in Domain 4 or Domain 9 (the 33.3% law domains) has far more impact on your scaled score than scattered small misses across lighter domains like Domain 5 or Domain 10. Our AK-PC Pass Rate 2026: What the Data Shows article discusses what the available data indicates about outcomes, and Is the AK-PC Certification Worth It? Complete ROI Analysis 2026 puts a retake or two into perspective against the license's longer-term value.

Building a Study Plan Around the Passing Threshold

Generic study techniques only help if they're pointed at the right targets. For the AK-PC specifically, that means allocating study time in rough proportion to domain weight rather than evenly across all ten domains. A short, structured runway in the final weeks before your test date might look like this:

For a more detailed, day-by-day version of this approach, see the AK-PC Study Guide 2026: How to Pass on Your First Attempt. And once you're ready to test your recall under realistic time pressure, running through timed questions on our AK-PC practice test platform is one of the more direct ways to see whether your scores are tracking toward 70 before exam day. If you'd rather understand what the license leads to before committing more study hours, our AK-PC Salary Guide 2026: Complete Earnings Analysis and AK-PC Jobs pages outline where a Property & Casualty producer license is typically put to use.

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